ORLANDO, FL (11/25/2020) The Federal Housing Financing Agency has increased the maximum base conforming loan limit and high-cost area loan limits. In most of the U.S., the 2021 maximum standard conforming loan limit for one-unit properties will be $548,250. This is the fifth year in a row the Federal Housing Financing Agency has increased conforming loan limits.
Buyers looking to purchase a home in 2021 can now borrow up to nearly $550,000 from a lender, granting more borrowers access to conventional loans. In some cases, this also permits lower rates.
Make your homeownership dreams a reality.
Take the first step and apply online with Acrisure Mortgage.
Make your homeownership dreams a reality.
Homeowners whose loans were once categorized as “jumbo,” or above the conforming loan limit, can now refinance to a lower rate conforming loan and possibly eliminate mortgage insurance.
“The new conforming loan limit increase means the housing market is healthy. This should instill confidence in potential buyers that now is a great time to buy a home,” says Acrisure Mortgage co-CEO Joe Nunziata. “The change is not only great for FBC and our industry, but it also means we can put more borrowers in more homes and help customers reach their goal of homeownership in 2021.”
Acrisure Mortgage programs will align with the new conforming loan limit starting in 2021.
If owning a home is the next step for you, visit our Purchase Page to learn more, or Contact Us today. We’re here to help you get started.
Ready to learn more?
Connect with one of our loan officers in your area today.
Ready to learn more?
About Acrisure Mortgage
Acrisure Mortgage (formerly FBC Mortgage, LLC) is a Top 10 national mortgage lender headquartered in Orlando, Florida. Licensed in 49 states and supported by more than 19,000 dedicated professionals across Acrisure, we specialize in residential mortgage lending through both retail and wholesale/correspondent channels. Our comprehensive offerings include purchase, refinance, construction and renovation loans—tailored to meet the unique needs of homebuyers, homeowners and partners nationwide.
We are proud to serve as a trusted partner to many of the nation’s largest homebuilders and real estate professionals, with a strong foundation of loyal, satisfied clients. Recognized for our commitment to service, innovation and operational excellence, Acrisure Mortgage has received numerous national accolades, including Top 50 Mortgage Companies, Best in Loan Delivery and Best Place to Work honors.
As part of the Acrisure family, we are backed by a global fintech leader that shares our values of innovation, integrity and service. Together, this empowers us to expand our capabilities, leverage world-class technology and resources, and grow alongside the clients and communities we serve.
All information presented is for educational purposes only and not intended as financial advice. NMLS ID#152859 EHL ©2026.
Mortgage Rate Forecast 2026
After nearly a year of steady rates, the Federal Reserve made three rate cuts in late 2025. These changes have many potential home buyers wondering what’s next.
How Mortgage Rate Locks Work
Everything you need to know about how mortgage rate locks work, including what they are, the different types, how long they last, and what happens if rates drop after you lock.
Emergency Preparedness Tips For Your Family
Whether you live on the coast, in the plains, or near fire-prone areas, having an emergency preparedness plan can help provide peace of mind and ensure you can act quickly when needed.
