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Specialized mortgage programs may help eligible professionals make homeownership more accessible through financing options like higher loan-to-value loans, down payment assistance, or closing cost credits.
Planning ahead for closing costs can help make the homebuying process smoother. These expenses will vary based on the price of the home and the type of financing.
If buying a home is on your radar for this summer, now is a great time to start exploring your options and building your financial plan.
Whether you’re looking to streamline multiple accounts, build consistent savings, or plan for life’s big milestones, here are five practical ways to help simplify your finances.
A Construction-to-Permanent Loan, often called a Construction Perm Loan or CP Loan, is a single loan that combines construction financing and a permanent mortgage into one loan.
After nearly a year of steady rates, the Federal Reserve made three rate cuts in late 2025. These changes have many potential home buyers wondering what’s next.
Everything you need to know about how mortgage rate locks work, including what they are, the different types, how long they last, and what happens if rates drop after you lock.
Whether you live on the coast, in the plains, or near fire-prone areas, having an emergency preparedness plan can help provide peace of mind and ensure you can act quickly when needed.
FBC Mortgage officially rebranded as Acrisure Mortgage on July 1, 2025. This change reflects the company’s continued alignment with its parent company, Acrisure.
Whether you’re looking to establish permanent residence, purchase a vacation home, or invest in U.S. real estate, Foreign National loans can help you achieve your goals.
Homeownership comes with many advantages. Explore three ways to maximize your home equity: Home Equity Line of Credit (HELOC), Home Equity Loan (HELOAN), and Cash-Out Refinance.
Down Payment Assistance (DPA) programs offer significant benefits to homebuyers and can be the key to building wealth through homeownership, while keeping savings intact for future expenses.
New FHA and conforming loan limits have increased in 2025, increasing homebuyer purchasing power in the current market.
Appraisals play a vital role in determining the value of a property, and they help ensure that the investment you’re making is a smart decision for both you and your lender.
When the Federal Reserve cuts rates, many assume that mortgage rates will follow suit. In this article, we'll look at the relationship between the federal funds rate and mortgage rates and the potential outlook for both.
Lower payments, peace of mind, and added flexibility make a rate float down an attractive option. In this article, we'll explain what a rate float down is and how it could benefit you in your homebuying journey.
Here are five key takeaways from the NAR settlement that changed how Realtor commissions are listed and the effects on future real estate transactions.
What do lower rates mean for you as a homeowner, homebuyer, or home seller? In this article, we’ll dive into how interest rate cuts could benefit you.
Join us as we debunk some of the most common mortgage myths and provide you with the facts you need to make informed decisions on your path to homeownership.
Understanding seller concessions and other incentives could greatly benefit you when purchasing a home. Read on to learn more about these seller-paid contributions.
Learn how to read your Closing Disclosure, including all the final details about your mortgage like the loan terms, monthly payment, and how much you owe in fees and closing costs.
Moving can feel overwhelming, but it doesn’t have to! Whether you’re moving across town or across the country, these helpful tips will make your move as seamless as possible.
With one set of closing costs and a streamlined process, the HomeStyle Lite Pool Loan is a great solution for current and aspiring homeowners who are looking to elevate their backyard.
Recent developments within the National Association of Realtors (NAR) are expected to make commissions more transparent and competitive. Continue reading to learn more.
Learn about the different pieces of a mortgage payment, how it’s calculated, and other costs you should consider when budgeting for your new home.
Are you thinking about selling your home in the near future? Learn ways to maximize your home's value and land you in a good place for the next chapter.
Learn about three of the most common non-QM (Non-Qualified Mortgage) loans and how they can offer solutions for non-traditional borrowers.
Whether you’re saving for a home, paying off debt or planning for the future, read about ways to use your tax refund that will set you on the path to long-term financial success.
Finding the right size home is a balance of matching the space you want with the maintenance you can manage and the budget you can afford.
By following these six digital security tips, you can navigate the online world with more confidence and reduce the risk of falling victim to schemes.
New FHA and conforming loan limits have increased in 2024, boosting homebuyer purchasing power in the current market.
Use our Buydown Calculator to understand how temporary and permanent rate buydowns can affect your monthly mortgage payments.
The 2023 Cure Bowl will be played at FBC Mortgage Stadium on the UCF campus on Saturday, Dec. 16th at 3:30pm on ABC.
Decorating your home can create an inviting space to host gatherings and enjoy with your loved ones. Learn ways to make your home merry and bright!
Fall brings not only cozy sweaters and pumpkin-spiced treats, but also essential home maintenance tasks that can help prevent costly repairs down the line.
In the ever-changing housing market, delaying your purchase might seem like the safest option. But what is the cost of waiting to buy a home?
The world of renovation loans offers many exciting possibilities for homeowners and aspiring buyers. Are you ready to transform your home?
Follow these recommendations to prepare your home for summer and maintain your home's long term health and energy efficiency!
The interest rate you buy your home at doesn't have to be the rate you pay forever! Learn about the basics of refinancing your home.
When rates are high, it’s no surprise that home buyers are wary of making a purchase. But potential home buyers shouldn’t give up! Here are some reasons to continue your home search.
There are multiple ways that lenders can pull a borrowers credit and sometimes doing a soft credit pull is the most advantageous for a borrower. Learn about the advantages of a soft vs. hard credit pull.
We've broken down over 30 changes you can make to become more eco-friendly. Whether you are looking for small, simple adjustments or large ways to decrease your carbon footprint, we have options for you!
Spring has sprung and it is the perfect time to give your house a deep clean. Follow this checklist to give your home a refresh.
Want to spend Valentine’s Day in the comfort of your own home this year? There are plenty of ways to make Valentine’s Day special without going to a fancy restaurant or spending lots of money. Check out these romantic date ideas!
Learn about different temporary buydown programs, the specifics of how a temporary buydown works, and examples of what this could look like for a potential buyer.
The Federal Housing Financing Agency has recently announced the new conforming loan limit for 2023.
Do you love where you live, but are ready for a change? Thinking about updating your current kitchen, bathroom, or backyard? Consider a Renovation Loan as a way to turn your home into your dream home!
Whether you are a new homeowner or have been in your home for a while, hosting Thanksgiving for the first time can be intimidating! But don’t worry, we are here with the ultimate guide to hosting your first Thanksgiving. Follow along to ensure that things run smoothly.
Many buyers find that applying for a mortgage can trigger an influx of marketing from other companies trying to win their business. Fortunately, there are ways to prevent this flood of offers from overwhelming you during an already stressful time.
Choosing a neighborhood to live in is a very important step in your home buying journey and one that will have a huge impact on your day-to-day life. We have a few tips to help you navigate this step!
Fall is almost here! Pumpkin spice, crunching leaves and crackling bonfires are just around the corner. In preparation for enjoying one of the best seasons of the year, take these proactive measures to ensure your home stays safe during the fall!
Non-traditional properties are on the rise. There are many reasons why homeowners are making the shift and investing in unique properties. Learn more about living in a unique property and the benefits of investing in these types of homes.
More people are investing in second homes now for additional financial security and for convenient vacation getaways. Learn more about the advantages that owning a second home could bring!
Are you seeking your next adventure? We're here to help you along the way! Learn about some of the top cities to move to in the U.S.
Wish you had a pool in your backyard? Pool parties, summer get togethers, and time spent relaxing in your personal oasis might be closer than you think! Learn about the steps to add a new pool to your home.
Follow these firework safety tips to help you and your loved ones celebrate responsibly this Independence Day. We hope you enjoy a safe and happy holiday!
Everyone wants their home to feel like a safe place. Here are 7 home safety tips for you and your family to help increase your home’s security and safety!
FBC Mortgage, LLC one of the nation’s leading mortgage lenders is now the field sponsor at the Bounce House, the home of UCF football.
Choosing the right loan program depends on a variety of factors like certain loan program features, the loan term and your overall financial goals.
Each year, the Gator100 recognizes the world’s fastest-growing Gator businesses owned or led by UF alumni.
Down payment requirements vary depending on your lender, your credit, your debt-to-income ratio and other factors. Learn how your down payment can impact your monthly mortgage.
Buying a home is the largest purchase most people will make in their lifetime. There are a few factors to consider when determining if it is the right time for you to buy.
Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for. Let’s learn more about the mortgage numbers that matter.
The Federal Housing Financing Agency has recently announced that the new conforming loan limit for 2022.
While preparing for the purchase of your dream home, there are many money-saving tips that can help you along the way.
FBC Mortgage will continue as the title sponsor of the 2020 Cure Bowl.
Mortgage calculators are a fast and easy way to learn about what your potential mortgage would look like. Use ours to help determine your estimated monthly mortgage.
The Federal Housing Financing Agency has increased the maximum base conforming to $548,250.
FBC Mortgage, LLC one of the nation’s leading mortgage lenders is now the field sponsor at the Bounce House, the home of UCF football.
Credit scores play an important role when it comes to buying a home. That’s why it’s important to know what’s true and what’s not true when it comes to your credit score.
Knowing your budget and how much you can afford to spend on a home is a critical piece of information you can have going into the home buying process.
We know that when it comes to renting vs. owning, renting can seem like the safe choice. Even though saving enough money for a home can seem daunting, there a lot of advantages to home ownership – even money saving ones!
You’re tired of renting. You want to settle down and plant some roots. You need a bigger backyard for your furry friends. All are excellent reasons for wanting to buy a home. But do all these reasons mean it’s the right time to buy?
If you’ve just started learning about mortgages, you’ve probably seen terms like APR, PMI, and DTI pop up. There is a lot to learn when it comes to mortgages, but mortgages don’t have to be confusing!
The paperwork required for a mortgage doesn’t have to overwhelm you. To help you organize the personal documents needed to obtain a home loan, we've put together a list of information that is typically required during the loan process.
Ready to apply for a mortgage and start looking for your dream home? Let’s make sure you’ve navigated the first steps: understanding mortgage rates, learning the loan types, and reviewing the steps in the loan process.
At Acrisure Mortgage, we care about the safety of your personal information. What’s important to you is important to us. Here are some practical tips you can take to keep your information safe during the loan process.
What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might be wondering what all these terms mean. We'll walk through them step by step.
The terms pre-approval and pre-qualification can mistakenly be used interchangeably. But be careful! The two mean very different things.
When it comes to choosing your mortgage, mortgage rates are only part of the equation. Home price, insurance, taxes, and interest contribute to your payment. Let's look at how mortgage rates, and mortgages, really work.
