If you’re looking for a place to vacation with the family or thinking of building a retirement plan, a second home may be for you. Second homes can be great for holiday destinations and investments. Demand for second homes is on the rise, and a second home could become a valuable asset as it appreciates over the years. Check out some advantages to owning a second home!
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Vacation Home
Do you find yourself looking to spend more quality time with your family and friends? A vacation getaway home is the perfect opportunity to encourage spending time with loved ones. Having a second home grants you the flexibility to vacation when you want and switch up your daily routine! Whether you’re looking for a weekend adventure or a month-long retreat, vacation homes can be a great option if you’re looking to change up your scenery with a place you can call home.
Property Appreciation
Having a second home could help you with long-term income and profit. Historically, properties appreciate over time. This means your home is likely to gain value as time passes, giving you the option to eventually sell your house and gain a profit or refinance the property and take out equity. Whether you’re looking to rent out your property or keep it just for your family, history shows that you’re likely making a good investment as your asset increases in value.
Tax Benefits
Taxes can be tricky and complex. When it comes to owning a second home, some owners are eligible for tax breaks according to the Internal Revenue Service. This could include deducting up to $10,000 in property taxes if the property was rented out for less than 14 days per year.
Living Options
Owning a second home allows you the flexibility to choose where you live. Whether you get a new job opportunity that requires relocation or just want to switch up your lifestyle, a second home allows you to choose where you stay.
Retirement
Owning a second home could be great plan for retirement. If you’re looking to retire in a different location, consider purchasing a second home before you retire. This advantage can allow you time to rent out the property and pay off the mortgage before it’s time for you to call it home. Additionally, it can be easier to qualify for a mortgage while you are still employed.
Ready to learn more?
Connect with one of our loan officers in your area today.
Ready to learn more?
There are a lot of potential benefits with purchasing a second home, from taxes to income to lifestyle changes. Speak with a tax advisor to find out more about how a second home could impact your taxes. Ready to start your second-home search? Reach out to an Acrisure Mortgage Loan Officer to learn more about the loan programs available to you and ways you can finance your future purchase.
About Acrisure Mortgage
Acrisure Mortgage (formerly FBC Mortgage, LLC) is a Top 10 national mortgage lender headquartered in Orlando, Florida. Licensed in 49 states and supported by more than 19,000 dedicated professionals across Acrisure, we specialize in residential mortgage lending through both retail and wholesale/correspondent channels. Our comprehensive offerings include purchase, refinance, construction and renovation loans—tailored to meet the unique needs of homebuyers, homeowners and partners nationwide.
We are proud to serve as a trusted partner to many of the nation’s largest homebuilders and real estate professionals, with a strong foundation of loyal, satisfied clients. Recognized for our commitment to service, innovation and operational excellence, Acrisure Mortgage has received numerous national accolades, including Top 50 Mortgage Companies, Best in Loan Delivery and Best Place to Work honors.
As part of the Acrisure family, we are backed by a global fintech leader that shares our values of innovation, integrity and service. Together, this empowers us to expand our capabilities, leverage world-class technology and resources, and grow alongside the clients and communities we serve.
All information presented is for educational purposes only and not intended as financial advice. NMLS ID#152859 EHL ©2025.
FBC Mortgage is Now Acrisure Mortgage
FBC Mortgage officially rebranded as Acrisure Mortgage on July 1, 2025. This change reflects the company’s continued alignment with its parent company, Acrisure.
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