The real estate landscape is constantly evolving, and recent updates to the MLS regarding agent compensation reflect changes that impact both buyers and agents. Now that more information has been released about the March 2024 NAR settlement, we’ve updated our article Understanding the Changes to Realtor Commissions and come up with five key takeaways as to how these policies may affect your next real estate transaction.
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1. As of August 17, compensation information is no longer allowed to be shared on the Multiple Listing Service (MLS).
2. Buyers must enter into a written agreement outlining compensation terms with their Realtor before taking in-person or virtual tours of homes.
3. National Association of Realtors reports that “Offers of compensation will continue to be an option consumers can pursue off-MLS through negotiation and consultation with real estate professionals.”
4. Each of the housing agencies have announced that they will allow seller-paid buyer commissions, and they will not be included in the Interested Party Contribution (IPC) limits if it still common and customary for the seller to pay the fee.
5. As of August 10th, the VA temporarily lifted its ban on buyers paying for professional real estate representation. Eligible borrowers who want to use their VA home loan benefits are now allowed to pay for certain real estate buyer-broker fees. This policy will remain in place until the VA establishes permanent guidelines.
As the real estate landscape continues to evolve, it’s important for buyers and sellers to understand changes and how they are affected by them. These new requirements are meant to help prospective home buyers know their options before seeing and purchasing their next home. Keep up with the latest mortgage news on our blog. Working with experienced real estate and mortgage professionals can help provide you with peace of mind and guidance through your homebuying process. Ready to take the next step? Contact one of our Loan Officers today.
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About Acrisure Mortgage
Acrisure Mortgage (formerly FBC Mortgage, LLC) is a Top 10 national mortgage lender headquartered in Orlando, Florida. Licensed in 49 states and supported by more than 19,000 dedicated professionals across Acrisure, we specialize in residential mortgage lending through both retail and wholesale/correspondent channels. Our comprehensive offerings include purchase, refinance, construction and renovation loans—tailored to meet the unique needs of homebuyers, homeowners and partners nationwide.
We are proud to serve as a trusted partner to many of the nation’s largest homebuilders and real estate professionals, with a strong foundation of loyal, satisfied clients. Recognized for our commitment to service, innovation and operational excellence, Acrisure Mortgage has received numerous national accolades, including Top 50 Mortgage Companies, Best in Loan Delivery and Best Place to Work honors.
As part of the Acrisure family, we are backed by a global fintech leader that shares our values of innovation, integrity and service. Together, this empowers us to expand our capabilities, leverage world-class technology and resources, and grow alongside the clients and communities we serve.
All information presented is for educational purposes only and not intended as financial advice. NMLS ID#152859 EHL ©2025.
FBC Mortgage is Now Acrisure Mortgage
FBC Mortgage officially rebranded as Acrisure Mortgage on July 1, 2025. This change reflects the company’s continued alignment with its parent company, Acrisure.
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