Summer is fast approaching, and it’s the perfect time to relax poolside and dip your toes in the water after a long week. Pool homes are highly sought-after for the built-in relaxation and feeling of luxury they provide. Whether you are on the market for a new home or have been a long-term homeowner, the HomeStyle® Lite Pool Loan is a great resource for aspiring pool owners.
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What is the HomeStyle Lite Pool Loan?
With a HomeStyle Lite Pool Loan, you can secure the mortgage for your new home and your dream pool all at once. Already own your home? You won’t need to think about getting a second mortgage or line of credit. The HomeStyle Lite Pool Loan was designed to be streamlined and simple, saving you time and money. With this renovation loan, the only work being done is adding a swimming pool. Here are the benefits that homebuyers and homeowners can enjoy with the HomeStyle Lite Pool Loan:
- The swimming pool is financed into the loan with a loan-to-value up to 95%.
- Your home’s appraised value is based on the finished project.
- The construction of the pool happens after the closing, reducing your wait time to move in.
- The seller is not involved in the pool’s construction.
- Your mortgage lender will handle the draw payments to the contractor until completion.
- No pest inspections are needed.
Who Benefits from a HomeStyle Lite Pool Loan?
Buying A New Home
Looking to purchase a new construction home but a pool is not currently in the builder’s plans? The HomeStyle Lite Pool Loan offers a win-win solution for both the buyer and the home builder. Buyers are able to qualify for a loan that includes the cost for both the house and the pool in a single closing, use a third-party pool company to install the pool, and fast-track pool construction so it can commence as soon as the home is closed. Builders are able to sell the home without needing to be involved in the installation and warranty of the pool and close the home without waiting for the pool to be completed.
Buying A Resale Home
If you’re looking to purchase an older home and want to personalize your space with a pool, consider HomeStyle Lite. The home seller is not involved in the pool construction, as the renovations will take place after the closing. The pool company will be paid through draws each month until the pool is completed. You’ll still benefit from a single closing, saving you time and money on your path to your dream home.
Refinancing Your Current Home
Already a homeowner and thinking about adding a pool? Take advantage of the HomeStyle Lite Pool Loan to cover the payoff of your existing mortgage, closing costs, prepaid expenses, and pool construction. Learn how you can improve your current space with our guide on Building Your Backyard Oasis With A New Pool.
More Financing Solutions
Looking to renovate more than a pool? Learn more about the different options available to you, like the FHA 203k Loan, Construction/Perm Loan, and more on our blog: Three Types of Renovation Loans to Transform Your Home. Ready for more ideas on making home upgrades? Check out our blog on Revitalizing Your Home with a Renovation Loan to learn more about the most common home upgrades and renovation ideas for your kitchen, bathroom and more!
As the summer season approaches, your desire for a pool may grow stronger. Whether you’re buying a home or refinancing your current one, the HomeStyle Lite Pool Loan offers a streamlined solution that avoids taking on multiple mortgages or lines of credit. Before diving in, we recommend speaking with a mortgage professional to explore your options and ensure that the HomeStyle Lite Pool Loan aligns with your goals and circumstances.
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About Acrisure Mortgage
Acrisure Mortgage (formerly FBC Mortgage, LLC) is a Top 10 national mortgage lender headquartered in Orlando, Florida. Licensed in 49 states and supported by more than 19,000 dedicated professionals across Acrisure, we specialize in residential mortgage lending through both retail and wholesale/correspondent channels. Our comprehensive offerings include purchase, refinance, construction and renovation loans—tailored to meet the unique needs of homebuyers, homeowners and partners nationwide.
We are proud to serve as a trusted partner to many of the nation’s largest homebuilders and real estate professionals, with a strong foundation of loyal, satisfied clients. Recognized for our commitment to service, innovation and operational excellence, Acrisure Mortgage has received numerous national accolades, including Top 50 Mortgage Companies, Best in Loan Delivery and Best Place to Work honors.
As part of the Acrisure family, we are backed by a global fintech leader that shares our values of innovation, integrity and service. Together, this empowers us to expand our capabilities, leverage world-class technology and resources, and grow alongside the clients and communities we serve.
All information presented is for educational purposes only and not intended as financial advice. NMLS ID#152859 EHL ©2025.
FBC Mortgage is Now Acrisure Mortgage
FBC Mortgage officially rebranded as Acrisure Mortgage on July 1, 2025. This change reflects the company’s continued alignment with its parent company, Acrisure.
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