Mortgage Resources

A Construction-to-Permanent Loan, often called a Construction Perm Loan or CP Loan, is a single loan that combines construction financing and a permanent mortgage into one loan.

After nearly a year of steady rates, the Federal Reserve made three rate cuts in late 2025. These changes have many potential home buyers wondering what’s next.

Everything you need to know about how mortgage rate locks work, including what they are, the different types, how long they last, and what happens if rates drop after you lock.